UCO Bank

532505

Summary

Fair Value Assessment
Undervalued (13% Discount)
Fair ValueQ43.75UncertaintyHigh
Close Price37.65Feb 27, 2025
Market Closed
36.42
Price Down by 1.23 | 3.27 %
Previous Close
37.65
Day Range
35.90 – 37.45
Year Range
35.90 – 62.29
Bid / Ask
Market Cap
435.4 Bil
Volume / Average
619.8 k / 647.6 k
Beta (5-Year)
1.21
Shares Outstanding
11,955.96 Mil
Primary Exchange
Bombay Stock Exchange

Business Description
UCO Bank is an Indian commercial bank. The company generates the majority of revenue domestically. The bank organizes itself into three segments: Treasury operations, Corporate banking operations, Retail banking operations, and Other Banking. These are corporate banking operations, which are involved with working-capital financing, term loans, infrastructure finance, finance to importers and exporters, agriculture credit, foreign currency loans, and small and midsize enterprise lending. The bank also offers deposits, salary accounts, home loans, personal loans, debit cards, mobile banking, government bonds, pension schemes, tax collection services, insurance products, mutual funds, and money transfer.
Contact
No. 10, B T M Sarani, Kolkata, WB 700001
T +91 3344557227
www.ucobank.com opens in a new tab
Sector
Financial Services
Industry
Banks - Regional
Most Recent Earnings
Dec 31, 2024
Fiscal Year End
Mar 31, 2025
Employees
21,456

Key Metrics

Income Statement (in Bil, except ratios)
12/31/2024
03/2024
03/2023
03/2022
03/2021
03/2020
Revenue
132.58 113.66 98.51 95.73 89.40 69.68
Revenue Growth %
20.68% 15.37% 2.91% 7.27% 12.15% 28.32%
Net Income
23.40 16.72 18.62 8.95 1.67 -24.37
Net Profit Margin %
17.65% 14.71% 18.90% 9.35% 1.87% -34.97%
Basic EPS
1.96 1.40 1.56 0.77 0.17 -3.10
Diluted EPS
1.96 1.40 1.56 0.77 0.17 -3.10
Normalized EPS
1.95 1.40 1.54 0.74 1.52 -3.25
Total Dividends per Share
0.28
Balance Sheet (in Bil, except ratios)
12/31/2024
03/2024
03/2023
03/2022
03/2021
03/2020
Total Assets
3,465.43 3,235.48 3,007.02 2,676.59 2,533.36 2,359.08
Total Liabilities
3,180.42 2,963.35 2,750.99 2,441.91 2,307.30 2,166.99
Total Debt
3,103.19 2,884.61 2,698.39 2,375.81 2,213.02 2,088.99
Total Equity
285.02 272.14 256.04 234.69 226.06 192.10
Cash And Cash Equivalents
302.99 290.25 287.28 261.48 236.00 178.06
Shares Outstanding (Bil)
11.96
Book Value Per Share
23.84 22.76 21.41 19.63 22.79 19.37
Total Debt To Equity
10.89 10.60 10.54 10.12 9.79 10.87
Cash Flow Statement (in Bil, except ratios)
09/30/2024
03/2024
03/2023
03/2022
03/2021
03/2020
Cash From Operating Activities
-103.78 10.02 29.83 43.99 24.22 -106.58
Cash From Investing Activities
-2.73 -2.95 -2.67 -2.00 -1.55 -1.13
Cash From Financing Activities
7.80 -4.30 -3.36 -16.37 32.66 42.83
Free Cash Flow
51.71 57.35 58.33 48.73 48.19
Change in Cash
-98.72 2.77 23.80 25.62 55.33 -64.89

Profile

There is no Key Executive Team data available.
Transaction History

Shares in Thousands
0 5 10 15 20 25 30 35 40
>
No Data Available
There is no available information for this investment.
Sep
2023
    • Buy
    • Acquisition
    • Option Exercise
    • Disposition
    • Sell
Transaction Detail
No Data Available
There is no available information for this investment.

Ownership

Name
% Total
Shares Held
% Total
Assets
Trend
Prev. 8 Qtrs
Change Amount
Change %
Date
Nippon India ETF Nifty PSU Bank BeES 0.04 0.90 5,372,381
54,826
1.03%
Jan 31, 2025
Kotak Nifty PSU Bank ETF 0.02 0.90 2,877,793
81,528
2.92%
Jan 31, 2025
WisdomTree India Earnings ETF 0.01 0.01 704,553
Jan 31, 2025
Nippon India Nifty Smallcap 250 I Reg Gr Not Rated 0.01 0.14 598,084
24,766
4.32%
Jan 31, 2025
SBI Nifty Smallcap 250 Index Reg Gr Not Rated 0.00 0.14 381,235
15,495
4.24%
Jan 31, 2025
Total (for Top 5) 0.08 9,934,046
176,615

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