Paragon Finance Ltd

531255

Overview

    • Equity Style Box

      Small Blend

    • Sector

      Financial Services

    • Industry

      Credit Services

    • Day Range

      51.50 – 53.98

    • Year Range

      40.66 – 99.60

    • Market Cap

      224.8675 Mil

    • Volume / Avg

      4.9 k / 1.2 k

    • Price / Sales

      13.54

    • Price / Book

      0.68

    • Price / Earnings

      14.01

    • Forward Div Yield

      0.00%

    • Trailing Div Yield

      —

Login To Show Full Chart

Summary

Fair Value Assessment
Undervalued (13% Discount)
Fair ValueQ60.00UncertaintyHigh
Close Price51.97Mar 11, 2025
Market Closed
₹ 52.91
Price Up by 0.94 | 1.81 %
Trading Information Business Description
Previous Close
51.97
Day Range
51.50 – 53.98
Year Range
40.66 – 99.60
Bid / Ask
—
Market Cap
224.9 Mil
Volume / Average
4.9 k / 1.2 k
Beta (5-Year)
0.78
Shares Outstanding
4.25 Mil
Primary Exchange
Bombay Stock Exchange

Business Description
Paragon Finance Ltd is engaged in providing various credit services. It provides its services in the areas of automobile finance, shares, and real estate. The company provides loans against the security of vehicles, investments in shares and mutual funds, finance business concerns, individuals, and companies. Geographically, the company operates only in the Indian market.
Contact
4/1, Middleton Street 402 Sikkim House, 4th Floor, Kolkata, WB 700071
T +91 3340612288
www.paragonfinanceltd.com opens in a new tab
Sector
Financial Services
Industry
Credit Services
Most Recent Earnings
Dec 31, 2024
Fiscal Year End
Mar 31, 2025
Employees
10
As of Mar 31, 2024

Key Metrics

Income Statement (in Mil, except ratios)
12/31/2024
03/2024
03/2023
03/2022
03/2021
03/2020
Revenue
16.33 15.26 15.24 22.99 27.82 44.16
Revenue Growth %
20.64% 0.79% -33.70% -17.38% -36.99% 11.55%
Gross Profit
-0.56 -1.95 -0.77 6.72 14.04 30.24
Gross Profit Margin %
-3.44% -12.81% -5.02% 29.22% 50.45% 68.49%
Operating Income
9.40 8.97 -2.59 4.41 12.07 24.61
Operating Margin %
57.58% 58.81% -17.01% 19.19% 43.38% 55.73%
EBIT
18.21 8.04 -1.42 8.31 3.37 19.72
EBIT Margin %
111.53% 52.70% -9.30% 36.16% 12.12% 44.65%
EBITDA
18.84 9.14 0.07 9.17 3.93 20.42
EBITDA Margin %
115.38% 59.91% 0.49% 39.87% 14.13% 46.24%
Net Income
15.78 8.59 -1.31 6.79 2.97 15.76
Net Profit Margin %
96.61% 56.31% -8.57% 29.56% 10.66% 35.70%
Basic EPS
3.71 2.02 -0.31 1.60 0.70 3.71
Diluted EPS
3.71 2.02 -0.31 1.60 0.70 3.71
Normalized EPS
— — — — — —
Total Dividends per Share
— — — — — —
Balance Sheet (in Mil, except ratios)
09/30/2024
03/2024
03/2023
03/2022
03/2021
03/2020
Total Assets
340.29 310.14 285.65 279.94 267.26 273.73
Total Liabilities
16.12 12.53 18.89 9.53 8.00 26.28
Total Debt
7.09 7.09 15.11 7.09 6.90 24.84
Total Equity
324.16 297.61 266.75 270.41 259.26 247.45
Cash And Cash Equivalents
3.14 5.50 4.45 18.16 57.47 15.07
Working Capital
322.39 139.66 125.25 230.17 243.09 218.18
Shares Outstanding (Mil)
4.25 4.25 4.25 4.25 — 4.25
Book Value Per Share
— 70.03 62.77 63.63 61.00 58.22
Total Debt To Equity
0.02 0.02 0.06 0.03 0.03 0.10
Cash Flow Statement (in Mil, except ratios)
09/30/2024
03/2024
03/2023
03/2022
03/2021
03/2020
Cash From Operating Activities
-60.81 -54.25 50.60 21.95 46.42 -7.88
Cash From Investing Activities
47.22 61.81 -74.27 -61.36 22.00 -1.84
Cash From Financing Activities
-5.04 -8.02 8.02 0.19 -17.94 10.75
Capital Expenditures
— — 1.23 3.53 1.02 0.08
Free Cash Flow
— -8.85 -5.31 2.39 -1.42 19.64
Change in Cash
-18.62 -0.46 -15.65 -39.22 50.48 1.03

Profile

There is no Key Executive Team data available.
Transaction History

Shares in Thousands
0 5 10 15 20 25 30 35 40
>
No Data Available
There is no available information for this investment.
Sep
2023
    • Buy
    • Acquisition
    • Option Exercise
    • Disposition
    • Sell
Transaction Detail
No Data Available
There is no available information for this investment.

Ownership

There is no Ownership data available.

STOCKS
MUTUAL FUNDS
ADITYABIRLAAXISBajajBANDHANBARODABNPBOICANARADSPEDELWEISSFRANKLINTEMPLETONGROWWHDFCHELIOSHSBCICICIIIFLINVESCOITIJMKOTAKLICMahindraManulifeMIRAEMOTILALNAVINipponNJOldBridgePGIMPPFASQUANTQUANTUMSAMCOSBISHRIRAMSUNDARAMTATATAURUSTrustUNIONUTIWhiteOakZERODHA
INSURANCE FUNDS
ABSLAEGONAGEASFEDERALAVIVABAJAJALLIANZBHARTIAXACANARAHSBCORIENTBANKEDELWEISSTOKIOEXIDEFUTUREGENERALIHDFCICICIPRUDENTIALINDIAFIRSTKOTAKMAHINDRALICMAXLIFEPNBMETLIFEPRAMERICARELIANCENIPPONSAHARASBISHRIRAMSTARUNIONDAI-ICHITATAAIA

About Us

Connect With Us

© Copyright 2025 Morningstar, Inc. All rights reserved.
Terms of Use    Privacy Policy
© Copyright 2025 Morningstar, Inc. All rights reserved. Please read our Terms of Use above. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
As of December 1st, 2023, the ESG-related information, methodologies, tools, ratings, data and opinions contained or reflected herein are not directed to or intended for use or distribution to India-based clients or users and their distribution to Indian resident individuals or entities is not permitted, and Morningstar/Sustainalytics accepts no responsibility or liability whatsoever for the actions of third parties in this respect.
Company: Morningstar India Private Limited; Regd. Office: 9th floor, Platinum Technopark, Plot No. 17/18, Sector 30A, Vashi, Navi Mumbai – 400705, Maharashtra, India; CIN: U72300MH2004PTC245103; Telephone No.: +91-22-61217100; Fax No.: +91-22-61217200; Contact: Morningstar India Help Desk (e-mail: helpdesk.in@morningstar.com) in case of queries or grievances.
Top