IIFL Finance Ltd

532636 Momentum

Summary

Fair Value Assessment
Momentum
Undervalued (25% Discount)
Fair ValueQ424.79UncertaintyHigh
Close Price316.90Feb 27, 2025
318.25
Price Up by 1.35 | 0.43 %
Previous Close
316.90
Day Range
318.25 – 318.25
Year Range
299.80 – 611.81
Bid / Ask
317.20 × 318.9
Market Cap
135.1 Bil
Volume / Average
79.0 / 84.9 k
Beta (5-Year)
1.42
Shares Outstanding
424.52 Mil
Primary Exchange
Bombay Stock Exchange

Business Description
IIFL Finance Ltd and its subsidiaries provide financial services in India. The company is based in India and generates all revenue domestically. It operates under two primary business units: core products and synergistic products. Core products account for the firm’s offerings of home loans, gold loans, business loans, and microfinance solutions. Synergistic products involve the company’s operations in capital markets, construction, and real estate. Home loans and business loans together make up the operating component of its product offerings.
Contact
N.S. Phadke Marg 802, 8 th Floor, Hub Town Solaris, Mumbai, MH 400069
T +91 2267881000
www.iifl.com opens in a new tab
Sector
Financial Services
Industry
Credit Services
Most Recent Earnings
Dec 31, 2024
Fiscal Year End
Mar 31, 2024
Employees
14,992

Key Metrics

Income Statement (in Bil, except ratios)
12/31/2024
03/2023
03/2022
03/2021
03/2020
03/2019
Revenue
60.35 52.12 40.22 33.28 23.49 24.96
Revenue Growth %
1.46% 29.58% 20.87% 35.87% -5.94% -29.94%
Net Income
5.45 15.00 11.88 7.60 5.02 6.91
Net Profit Margin %
12.55% 30.85% 29.54% 22.86% 21.44% 32.22%
Basic EPS
12.58 38.36 30.43 19.51 12.89 21.03
Diluted EPS
12.36 38.05 30.25 19.46 12.86 20.98
Normalized EPS
24.60 38.10 31.30 16.13 13.16 29.16
Total Dividends per Share
3.89 3.89 3.40 2.91 2.19 4.86
Balance Sheet (in Bil, except ratios)
09/30/2024
03/2023
03/2022
03/2021
03/2020
03/2019
Total Assets
553.72 530.01 459.10 406.67 343.41 332.45
Total Liabilities
417.34 427.99 394.40 352.73 295.75 288.78
Total Debt
400.33 400.17 360.86 325.83 272.74 265.79
Total Equity
136.38 102.02 64.70 53.93 47.66 43.68
Cash And Cash Equivalents
19.25 36.31 62.12 26.16 18.41 12.77
Shares Outstanding (Bil)
0.39 0.39 0.39 0.39
Book Value Per Share
229.33 165.03 137.72 121.75 111.96
Total Debt To Equity
2.94 3.92 5.58 6.04 5.72 6.09
Cash Flow Statement (in Bil, except ratios)
09/30/2024
03/2023
03/2022
03/2021
03/2020
03/2019
Cash From Operating Activities
27.37 -49.41 17.84 -35.91 10.05 3.28
Cash From Investing Activities
-24.35 -27.30 -9.96 2.11 -8.94 4.25
Cash From Financing Activities
-7.03 50.90 27.81 44.30 1.79 0.67
Free Cash Flow
-45.32 10.84 -42.71 -5.59 21.30
Change in Cash
-4.01 -25.81 35.69 10.50 2.90 8.20

Profile

Name (Age)
5-Year Trend
2021
2022
2023
2024
2025
Nirmal Bhanwarlal Jain (—) Director and Managing Director
Venkataraman Rajamani (—) Director and Joint Managing Director
Total Compensation for all Key Executives
Transaction History

Shares in Thousands
0 5 10 15 20 25 30 35 40
>
No Data Available
There is no available information for this investment.
Sep
2023
    • Buy
    • Acquisition
    • Option Exercise
    • Disposition
    • Sell
Transaction Detail
No Data Available
There is no available information for this investment.

Ownership


© Copyright 2025 Morningstar, Inc. All rights reserved.
Terms of Use    Privacy Policy
© Copyright 2025 Morningstar, Inc. All rights reserved. Please read our Terms of Use above. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
As of December 1st, 2023, the ESG-related information, methodologies, tools, ratings, data and opinions contained or reflected herein are not directed to or intended for use or distribution to India-based clients or users and their distribution to Indian resident individuals or entities is not permitted, and Morningstar/Sustainalytics accepts no responsibility or liability whatsoever for the actions of third parties in this respect.
Company: Morningstar India Private Limited; Regd. Office: 9th floor, Platinum Technopark, Plot No. 17/18, Sector 30A, Vashi, Navi Mumbai – 400705, Maharashtra, India; CIN: U72300MH2004PTC245103; Telephone No.: +91-22-61217100; Fax No.: +91-22-61217200; Contact: Morningstar India Help Desk (e-mail: helpdesk.in@morningstar.com) in case of queries or grievances.
Top