IDBI Bank Ltd

500116

Summary

Fair Value Assessment
Undervalued (8% Discount)
Fair ValueQ77.27UncertaintyHigh
Close Price71.01Feb 27, 2025
69.83
Price Down by 1.18 | 1.66 %
Previous Close
71.01
Day Range
69.00 – 70.43
Year Range
66.44 – 107.98
Bid / Ask
69.74 × 69.94
Market Cap
742.9 Bil
Volume / Average
42.9 k / 456.4 k
Beta (5-Year)
1.58
Shares Outstanding
10,752.40 Mil
Primary Exchange
Bombay Stock Exchange

Business Description
IDBI Bank Ltd is an India-based company that is principally engaged in providing banking services. The company's business segments include wholesale banking, retail banking, and treasury services, with wholesale banking and retail banking jointly contributing the majority of total revenue. In addition to its banking business, the company is also involved in capital markets, investment banking, and mutual fund businesses. The company operates through a branch network across India. Its operations are concentrated in India, with a presence in overseas markets as well.
Contact
Cuffe Parade IDBI Tower, WTC Complex, Mumbai, MH 400005
T +91 2266553355
www.idbibank.in opens in a new tab
Sector
Financial Services
Industry
Banks - Regional
Most Recent Earnings
Dec 31, 2024
Fiscal Year End
Mar 31, 2025
Employees
16,326

Key Metrics

Income Statement (in Bil, except ratios)
12/31/2024
03/2024
03/2023
03/2022
03/2021
03/2020
Revenue
181.29 172.19 149.98 132.67 128.48 108.20
Revenue Growth %
5.79% 14.81% 15.71% 3.75% 18.74% 19.20%
Net Income
72.08 57.88 37.06 25.34 15.14 -128.35
Net Profit Margin %
39.90% 33.77% 24.86% 19.27% 11.92% -118.48%
Basic EPS
6.71 5.38 3.45 2.36 1.44 -14.42
Diluted EPS
6.71 5.38 3.45 2.36 1.44 -14.42
Normalized EPS
6.70 5.33 3.44 2.36 1.44 -15.09
Total Dividends per Share
1.50 1.00
Balance Sheet (in Bil, except ratios)
12/31/2024
03/2024
03/2023
03/2022
03/2021
03/2020
Total Assets
3,783.13 3,642.72 3,314.98 3,023.56 2,986.53 3,007.13
Total Liabilities
3,215.74 3,130.46 2,850.40 2,596.56 2,609.12 2,657.74
Total Debt
3,007.53 2,944.64 2,679.75 2,472.17 2,466.33 2,590.10
Total Equity
567.39 512.26 464.58 427.00 377.41 349.39
Cash And Cash Equivalents
200.96 260.09 293.52 268.00 353.08 304.95
Shares Outstanding (Bil)
10.75 10.75 10.75 10.75 10.75
Book Value Per Share
52.62 47.50 43.08 39.59 35.00 33.56
Total Debt To Equity
5.30 5.75 5.77 5.79 6.53 7.41
Cash Flow Statement (in Bil, except ratios)
09/30/2024
03/2024
03/2023
03/2022
03/2021
03/2020
Cash From Operating Activities
92.59 -12.26 -26.01 -39.32 34.43 2.08
Cash From Investing Activities
-3.08 -2.22 -2.94 -1.95 -0.59 -2.96
Cash From Financing Activities
-33.35 -17.94 -35.65 -43.83 14.28 92.79
Free Cash Flow
102.13 88.96 80.42 72.68 39.59
Change in Cash
56.17 -32.42 -64.60 -85.10 48.13 91.91

Profile

Name (Age)
5-Year Trend
2021
2022
2023
2024
2025
Rakesh Sharma (—) Chief Executive Officer, Director and Managing Director
Jayakumar Subramonia Pillai (—) Director and Deputy Managing Director
Total Compensation for all Key Executives
Transaction History

Shares in Thousands
0 5 10 15 20 25 30 35 40
>
No Data Available
There is no available information for this investment.
Sep
2023
    • Buy
    • Acquisition
    • Option Exercise
    • Disposition
    • Sell
Transaction Detail
No Data Available
There is no available information for this investment.

Ownership

Name
% Total
Shares Held
% Total
Assets
Trend
Prev. 8 Qtrs
Change Amount
Change %
Date
Vanguard Total Intl Stock Index Inv 0.08 0.00 8,174,403
Jan 31, 2025
Vanguard Emerging Mkts Stock Idx Inv 0.07 0.01 7,468,652
Jan 31, 2025
Vanguard Instl Ttl Intl Stk Mkt Idx TrII 0.04 0.00 4,012,201
Jan 31, 2025
Columbia EM Core ex-China ETF 0.02 0.18 2,175,965
Jan 31, 2025
WisdomTree India Earnings ETF 0.02 0.06 1,909,892
Jan 31, 2025
Total (for Top 5) 0.22 23,741,113

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