Ceejay Finance Ltd

530789

Overview

    • Equity Style Box

      Small Value

    • Sector

      Financial Services

    • Industry

      Credit Services

    • Day Range

      182.00 – 197.95

    • Year Range

      155.00 – 342.20

    • Market Cap

      646.1850 Mil

    • Volume / Avg

      1.4 k / 1.1 k

    • Price / Sales

      2.61

    • Price / Book

      0.88

    • Price / Earnings

      9.15

    • Forward Div Yield

      0.64%

    • Trailing Div Yield

      0.64%

Login To Show Full Chart

Summary

Fair Value Assessment
Undervalued (13% Discount)
Fair ValueQ217.11UncertaintyHigh
Close Price187.30Mar 13, 2025
Market Closed
₹ 187.30
Price Up by 5.75 | 3.17 %
Trading Information Business Description
Previous Close
187.30
Day Range
182.00 – 197.95
Year Range
155.00 – 342.20
Bid / Ask
—
Market Cap
646.2 Mil
Volume / Average
1.4 k / 1.1 k
Beta (5-Year)
1.18
Shares Outstanding
3.45 Mil
Primary Exchange
Bombay Stock Exchange

Business Description
Ceejay Finance Ltd is a Non- Banking Financial Company operating in India. The company provides customized and flexible loans for new and used two-wheeler vehicles and four-wheeler loans to individuals and small businesses. It also offers Commercial loans, Personal loans, Loans against property, Microfinance loans, SME business loans, and Insurance services. The company's share of revenue comes from the interest amount generated on two-wheeler financing in rural areas. The Company is engaged in one business segment which is Finance service.
Contact
815-816, Shyamal Cross Road 132 Feet Ring Road, Ahmedabad, GJ 380015
T +91 7940050927
www.ceejayfinance.com opens in a new tab
Sector
Financial Services
Industry
Credit Services
Most Recent Earnings
Dec 31, 2024
Fiscal Year End
Mar 31, 2025
Employees
61
As of Mar 31, 2024

Key Metrics

Income Statement (in Mil, except ratios)
12/31/2024
03/2024
03/2023
03/2022
03/2021
03/2020
Revenue
247.61 206.38 197.16 179.13 142.32 173.03
Revenue Growth %
23.71% 4.67% 10.55% 12.01% -17.75% 17.22%
Gross Profit
183.34 149.01 139.85 132.97 98.48 127.01
Gross Profit Margin %
74.04% 72.20% 70.93% 74.23% 69.20% 73.40%
Operating Income
112.31 89.86 88.73 91.57 60.53 79.74
Operating Margin %
45.36% 43.54% 45.00% 51.12% 42.53% 46.09%
EBIT
96.10 88.23 87.50 69.13 60.06 63.42
EBIT Margin %
38.81% 42.75% 44.38% 38.59% 42.20% 36.65%
EBITDA
100.28 91.21 89.47 70.95 61.58 64.78
EBITDA Margin %
40.50% 44.19% 45.38% 39.61% 43.27% 37.44%
Net Income
70.67 65.72 68.45 49.73 44.70 48.20
Net Profit Margin %
28.54% 31.84% 34.72% 27.76% 31.41% 27.86%
Basic EPS
20.48 19.05 19.84 14.41 12.96 13.97
Diluted EPS
20.48 19.05 19.84 14.41 12.96 13.97
Normalized EPS
— — — — — —
Total Dividends per Share
1.20 1.20 1.00 1.00 1.00 1.50
Balance Sheet (in Mil, except ratios)
09/30/2024
03/2024
03/2023
03/2022
03/2021
03/2020
Total Assets
1,157.49 1,055.51 945.31 829.57 717.23 794.52
Total Liabilities
421.82 360.30 312.19 261.65 196.22 316.12
Total Debt
384.52 330.80 283.74 240.83 184.28 297.12
Total Equity
735.67 695.21 633.12 567.92 521.01 478.40
Cash And Cash Equivalents
5.83 9.25 12.32 17.46 15.04 12.16
Working Capital
1,022.39 627.12 611.98 547.51 494.95 453.91
Shares Outstanding (Mil)
— — 3.45 — — 3.45
Book Value Per Share
— 201.51 183.51 164.62 151.02 138.67
Total Debt To Equity
0.52 0.48 0.45 0.42 0.35 0.62
Cash Flow Statement (in Mil, except ratios)
09/30/2024
03/2024
03/2023
03/2022
03/2021
03/2020
Cash From Operating Activities
-20.48 2.01 -41.39 -25.67 143.07 -7.91
Cash From Investing Activities
-11.86 -48.00 -3.21 -0.80 -1.59 -0.83
Cash From Financing Activities
33.38 42.92 39.46 28.89 -138.61 -3.41
Capital Expenditures
— 56.29 4.56 1.41 1.96 2.32
Free Cash Flow
— 11.65 70.39 53.76 44.52 44.63
Change in Cash
1.04 -3.07 -5.14 2.42 2.88 -12.15

Profile

There is no Key Executive Team data available.
Transaction History

Shares in Thousands
0 5 10 15 20 25 30 35 40
>
No Data Available
There is no available information for this investment.
Sep
2023
    • Buy
    • Acquisition
    • Option Exercise
    • Disposition
    • Sell
Transaction Detail
No Data Available
There is no available information for this investment.

Ownership

There is no Ownership data available.

STOCKS
MUTUAL FUNDS
ADITYABIRLAAXISBajajBANDHANBARODABNPBOICANARADSPEDELWEISSFRANKLINTEMPLETONGROWWHDFCHELIOSHSBCICICIIIFLINVESCOITIJMKOTAKLICMahindraManulifeMIRAEMOTILALNAVINipponNJOldBridgePGIMPPFASQUANTQUANTUMSAMCOSBISHRIRAMSUNDARAMTATATAURUSTrustUNIONUTIWhiteOakZERODHA
INSURANCE FUNDS
ABSLAEGONAGEASFEDERALAVIVABAJAJALLIANZBHARTIAXACANARAHSBCORIENTBANKEDELWEISSTOKIOEXIDEFUTUREGENERALIHDFCICICIPRUDENTIALINDIAFIRSTKOTAKMAHINDRALICMAXLIFEPNBMETLIFEPRAMERICARELIANCENIPPONSAHARASBISHRIRAMSTARUNIONDAI-ICHITATAAIA

About Us

Connect With Us

© Copyright 2025 Morningstar, Inc. All rights reserved.
Terms of Use    Privacy Policy
© Copyright 2025 Morningstar, Inc. All rights reserved. Please read our Terms of Use above. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
As of December 1st, 2023, the ESG-related information, methodologies, tools, ratings, data and opinions contained or reflected herein are not directed to or intended for use or distribution to India-based clients or users and their distribution to Indian resident individuals or entities is not permitted, and Morningstar/Sustainalytics accepts no responsibility or liability whatsoever for the actions of third parties in this respect.
Company: Morningstar India Private Limited; Regd. Office: 9th floor, Platinum Technopark, Plot No. 17/18, Sector 30A, Vashi, Navi Mumbai – 400705, Maharashtra, India; CIN: U72300MH2004PTC245103; Telephone No.: +91-22-61217100; Fax No.: +91-22-61217200; Contact: Morningstar India Help Desk (e-mail: helpdesk.in@morningstar.com) in case of queries or grievances.
Top