HDFC Bank Ltd

HDFCBANK

Summary

Fair Value Assessment
Fairly Valued
Fair ValueQ1,845.31UncertaintyHigh
Close Price1,769.15Apr 08, 2025
Market Closed
1,765.00
Price Down by 4.15 | 0.23 %
Previous Close
1,765.00
Day Range
1,753.50 – 1,775.00
Year Range
1,426.80 – 1,880.00
Bid / Ask
1,765.00 × 1765.85
Market Cap
13.5 Tril
Volume / Average
11.2 Mil / 11.7 Mil
Beta (5-Year)
1.07
Shares Outstanding
7,652.20 Mil
Primary Exchange
National Stock Exchange of India

Business Description
HDFC Bank Ltd is an Indian bank. It operates in the following segments; Treasury, Retail banking, Wholesale banking, and Other banking business. The maximum revenue for the company is generated from its Retail banking segment which serves retail customers through its branch network and other channels. This segment raises customer deposits and provides loans and other services to customers using different product groups. Its other operations include providing wholesale banking services to corporates, government entities, and other enterprises, generating income from its treasury operations, and performing para banking activities such as offering credit cards, debit cards, etc. Geographically, the company generates a majority of its revenue from its operations in India.
Contact
Senapati Bapat Marg HDFC Bank House, Mumbai, MH 400013
T +91 2239760000
www.hdfcbank.com opens in a new tab
Sector
Financial Services
Industry
Banks - Regional
Most Recent Earnings
Dec 31, 2024
Fiscal Year End
Mar 31, 2025
Employees
213,527

Key Metrics

Income Statement (in Bil, except ratios)
12/31/2024
03/2024
03/2023
03/2022
03/2021
03/2020
Revenue
2,392.76 1,986.93 1,205.38 1,019.41 936.66 791.75
Revenue Growth %
64.84% 18.24% 8.83% 18.30% 18.59%
Net Income
677.83 622.66 495.45 386.00 325.98 260.27
Net Profit Margin %
29.04% 31.59% 41.17% 37.92% 34.81% 32.88%
Basic EPS
89.69 88.66 89.02 69.76 59.27 47.59
Diluted EPS
89.38 88.31 88.68 69.38 59.02 47.27
Normalized EPS
82.40 68.73 57.60 49.41
Total Dividends per Share
19.50 19.00 15.50 6.50 10.00
Balance Sheet (in Bil, except ratios)
12/31/2024
03/2024
03/2023
03/2022
03/2021
03/2020
Total Assets
42,281.80 44,118.57 25,755.62 21,113.71 17,979.78 15,961.89
Total Liabilities
37,100.32 36,232.39 22,837.79 18,604.25 15,816.38 14,065.40
Total Debt
32,140.55 31,918.33 22,068.63 17,918.52 15,177.73 13,439.60
Total Equity
5,181.48 7,886.18 2,917.84 2,509.45 2,163.40 1,896.49
Cash And Cash Equivalents
2,311.43 2,086.03 1,387.40 1,122.03 930.69 611.96
Shares Outstanding (Bil)
7.60 7.60 7.59 5.53 5.50
Book Value Per Share
652.16 914.50 521.92 451.69 391.75 345.25
Total Debt To Equity
6.20 4.05 7.56 7.14 7.02 7.09
Cash Flow Statement (in Bil, except ratios)
03/31/2024
03/2024
03/2023
03/2022
03/2021
03/2020
Cash From Operating Activities
1,022.32 1,022.32 477.20 581.02 921.78 171.18
Cash From Investing Activities
-3,672.56 -3,672.56 -4,392.78 -3,302.28 -2,521.15 -2,150.49
Cash From Financing Activities
3,347.34 3,347.34 4,173.91 2,912.11 1,918.37 1,845.79
Free Cash Flow
767.17 767.17 590.05 495.79 431.62 383.55
Change in Cash
697.10 697.10 258.33 190.85 319.00 -133.52

Profile

Name (Age)
5-Year Trend
2019
2020
2021
2022
2023
Sashidhar Jagdishan (59) Director, Managing Director and Chief Executive Officer
47,960,000 65,100,000 105,500,000
V. Srinivasa Rangan (64) Director; Chief Financial Officer of HDFC Limited
Srinivasan Vaidyanathan (60) Chief Financial Officer
Kaizad Maneck Bharucha (58) Deputy Managing Director and Director
58,700,000 86,300,000 60,000,000 106,500,000 100,300,000
Smita Bhagat (58) Head of Retail Branch Banking I (East, North and Central India Region)
Ashima Bhat (53) Head of Virtual Relationship, Virtual Care, Virtual Sales Channels, BEU and Infrastructure
Raveesh K. Bhatia (58) Head of Emerging Corporates Group and Healthcare Finance
Sanmoy Chakrabarti (48) Chief Risk Officer
S Sampath Kumar (51) Head of Retail Branch Banking II (West, Gujarat and South Region)
Ramesh Lakshminarayanan (53) Chief Information Officer, Tech and Digital
Prashant Ramesh Mehra (52) Head of Retail Debt, Portfolio Management, Credit Intelligence and Control ("CIC")
Arun Mohanty (64) Chief Compliance Officer
Ashish Parthasarthy (56) Head of Branch Banking, Infrastructure, Treasury and Virtual Channels
Rakesh Kumar Rajput (54) Chief Compliance Officer
Arup Rakshit (55) Head of Treasury
Sumant Vinay Rampal (—) Head of Business Banking Working Capital, Rural Banking Group and Sustainable Livelihood Initiative
Parag Rao (58) Head of Payments, Liability Products, Consumer Finance and Marketing
Anjani Kumar Rathor (51) Chief Digital Experience Officer
Vinay Razdan (57) Chief Human Resources Officer
Ravi Santhanam (54) Head of Chief Marketing Officer and Direct to Consumer Business
Nirav Shah (52) Head of Corporate Banking Large Corporate Coverage, Multi-National Coverage Companies and Public Sector Coverage
Rahul Shukla (55) Head of Commercial and Rural Banking
Abhijit Singh (52) Head of Banking as a Service ("BaaS"), Digital Ecosystem Banking and International Banking
Rakesh Singh (55) Head of Investment Banking, Private Banking, International Banking, Digital Ecosystems and Banking as a Service ("BaaS")
Jimmy Tata (57) Chief Credit Officer
Chakrapani Venkatachari (60) Head of Internal Audit and Quality Initiatives Group
Arvind Vohra (52) Head of Retail Assets
Total Compensation for all Key Executives INR
58,700,000 86,300,000 107,960,000 171,600,000 205,800,000
Transaction History

Shares in Thousands
0 5 10 15 20 25 30 35 40
>
No Data Available
There is no available information for this investment.
Sep
2023
    • Buy
    • Acquisition
    • Option Exercise
    • Disposition
    • Sell
Transaction Detail
No Data Available
There is no available information for this investment.

Ownership


© Copyright 2025 Morningstar, Inc. All rights reserved.
Terms of Use    Privacy Policy
© Copyright 2025 Morningstar, Inc. All rights reserved. Please read our Terms of Use above. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
As of December 1st, 2023, the ESG-related information, methodologies, tools, ratings, data and opinions contained or reflected herein are not directed to or intended for use or distribution to India-based clients or users and their distribution to Indian resident individuals or entities is not permitted, and Morningstar/Sustainalytics accepts no responsibility or liability whatsoever for the actions of third parties in this respect.
Company: Morningstar India Private Limited; Regd. Office: 9th floor, Platinum Technopark, Plot No. 17/18, Sector 30A, Vashi, Navi Mumbai – 400705, Maharashtra, India; CIN: U72300MH2004PTC245103; Telephone No.: +91-22-61217100; Fax No.: +91-22-61217200; Contact: Morningstar India Help Desk (e-mail: helpdesk.in@morningstar.com) in case of queries or grievances.
Top