Unifinz Capital India Ltd Ordinary Shares

541358

Summary

Fair Value Assessment
Undervalued (11% Discount)
Fair ValueQ689.23UncertaintyHigh
Close Price611.90Feb 27, 2025
Market Closed
611.45
Price Down by 0.45 | 0.07 %
Previous Close
611.90
Day Range
600.00 – 624.00
Year Range
43.59 – 674.70
Bid / Ask
Market Cap
4.0 Bil
Volume / Average
8.6 k / 2.3 k
Beta (3-Year)
-1.44
Shares Outstanding
6.54 Mil
Primary Exchange
Bombay Stock Exchange

Business Description
Unifinz Capital India Ltd is a Non Banking Financial Institution. It is engaged in the business of consumer lending. The Company operates through Digital Lending segment. Through its in-house digital lending mobile application Lendingplate the Company provides instant short-term loans to salaried individuals in India.
Contact
Chawla House 3rd Floor, 19 Nehru Place, New Delhi 110019
T +91 1149953454
www.lendingplate.com opens in a new tab
Sector
Financial Services
Industry
Credit Services
Most Recent Earnings
Dec 31, 2024
Fiscal Year End
Mar 31, 2025
Employees
145

Key Metrics

Income Statement (in Mil, except ratios)
12/31/2024
03/2024
03/2023
03/2022
03/2021
03/2020
Revenue
849.68 298.32 91.50 22.44 11.83 13.91
Revenue Growth %
261.13% 226.05% 307.71% 139.88% -14.97% 7.21%
Gross Profit
661.47 191.96 39.84 18.22 9.52 0.80
Gross Profit Margin %
77.85% 64.35% 43.54% 81.18% 80.50% 5.73%
Operating Income
393.57 56.65 4.31 14.17 7.87
Operating Margin %
46.32% 18.99% 4.71% 63.16% 66.52% 0.00%
EBIT
168.40 -17.46 -8.34 12.36 5.40 -0.08
EBIT Margin %
19.82% -5.85% -9.12% 55.06% 45.62% -0.57%
EBITDA
179.57 -9.85 -2.75 12.50 5.40 -0.08
EBITDA Margin %
21.13% -3.30% -3.01% 55.71% 45.62% -0.57%
Net Income
124.36 -11.38 -5.50 10.55 4.86 -0.04
Net Profit Margin %
14.64% -3.81% -6.02% 47.00% 41.09% -0.32%
Basic EPS
38.57 -3.62 -1.75 3.36 1.55 -0.01
Diluted EPS
38.57 -3.62 -1.75 3.36 1.55 -0.01
Normalized EPS
Total Dividends per Share
Balance Sheet (in Mil, except ratios)
09/30/2024
03/2024
03/2023
03/2022
03/2021
03/2020
Total Assets
667.42 392.65 166.72 61.91 67.04 50.29
Total Liabilities
456.35 355.67 118.75 9.38 9.73 8.91
Total Debt
330.46 306.41 108.26 4.26 6.00 6.00
Total Equity
211.07 36.98 47.97 52.54 57.30 41.38
Cash And Cash Equivalents
28.07 7.30 4.32 10.47 0.65 0.25
Working Capital
528.71 284.22 73.28 54.93 65.15 48.70
Shares Outstanding (Mil)
3.14 3.14 3.14
Book Value Per Share
11.78 15.28 16.73 18.25 13.18
Total Debt To Equity
1.57 8.29 2.26 0.08 0.10 0.14
Cash Flow Statement (in Mil, except ratios)
09/30/2024
03/2024
03/2023
03/2022
03/2021
03/2020
Cash From Operating Activities
-123.44 -159.29 -43.78 -3.18 -7.09 7.37
Cash From Investing Activities
-6.25 -2.77 -4.04 14.75 7.49 -12.22
Cash From Financing Activities
140.52 165.42 41.67 -1.75 -0.38
Capital Expenditures
2.90 4.06 1.84
Free Cash Flow
63.88 3.91 -2.19 -1.60 -7.85
Change in Cash
10.83 3.36 -6.15 9.82 0.40 -5.22

Profile

There is no Key Executive Team data available.
Transaction History

Shares in Thousands
0 5 10 15 20 25 30 35 40
>
No Data Available
There is no available information for this investment.
Sep
2023
    • Buy
    • Acquisition
    • Option Exercise
    • Disposition
    • Sell
Transaction Detail
No Data Available
There is no available information for this investment.

Ownership

There is no Ownership data available.

© Copyright 2025 Morningstar, Inc. All rights reserved.
Terms of Use    Privacy Policy
© Copyright 2025 Morningstar, Inc. All rights reserved. Please read our Terms of Use above. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
As of December 1st, 2023, the ESG-related information, methodologies, tools, ratings, data and opinions contained or reflected herein are not directed to or intended for use or distribution to India-based clients or users and their distribution to Indian resident individuals or entities is not permitted, and Morningstar/Sustainalytics accepts no responsibility or liability whatsoever for the actions of third parties in this respect.
Company: Morningstar India Private Limited; Regd. Office: 9th floor, Platinum Technopark, Plot No. 17/18, Sector 30A, Vashi, Navi Mumbai – 400705, Maharashtra, India; CIN: U72300MH2004PTC245103; Telephone No.: +91-22-61217100; Fax No.: +91-22-61217200; Contact: Morningstar India Help Desk (e-mail: helpdesk.in@morningstar.com) in case of queries or grievances.
Top