Five-Star Business Finance Ltd

543663

Overview

    • Equity Style Box

      Mid Growth

    • Sector

      Financial Services

    • Industry

      Credit Services

    • Day Range

      638.00 – 663.95

    • Year Range

      601.00 – 943.20

    • Market Cap

      191.5717 Bil

    • Volume / Avg

      18.7 k / 37.5 k

    • Price / Sales

      7.36

    • Price / Book

      3.32

    • Price / Earnings

      18.60

    • Forward Div Yield

      0.00%

    • Trailing Div Yield

      —

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Summary

Fair Value Assessment
Undervalued (10% Discount)
Fair ValueQ724.60UncertaintyHigh
Close Price650.70Mar 13, 2025
Market Closed
₹ 650.70
Price Up by 0.45 | 0.07 %
Trading Information Business Description
Previous Close
650.70
Day Range
638.00 – 663.95
Year Range
601.00 – 943.20
Bid / Ask
—
Market Cap
191.6 Bil
Volume / Average
18.7 k / 37.5 k
Beta (1-Year)
–
Shares Outstanding
294.41 Mil
Primary Exchange
Bombay Stock Exchange

Business Description
Five-Star Business Finance Ltd provides secured loans to micro-entrepreneurs and self-employed individuals for business purposes, as well as for asset creation such as home renovation or improvement, or meeting expenses for economic events such as marriage, healthcare, and education.
Contact
New No 27, Old No 4, Taylor's Road Kilpauk, Chennai, TN 600010
T +91 4446106200
www.fivestargroup.in opens in a new tab
Sector
Financial Services
Industry
Credit Services
Most Recent Earnings
Dec 31, 2024
Fiscal Year End
Mar 31, 2025
Employees
9,327
As of Mar 31, 2024

Key Metrics

Income Statement (in Bil, except ratios)
12/31/2024
03/2024
03/2023
03/2022
03/2021
03/2020
Revenue
26.00 20.78 15.13 11.96 10.14 7.47
Revenue Growth %
35.41% 41.40% 22.66% 17.91% 35.78% —
Gross Profit
15.68 12.70 9.00 7.20 5.57 4.20
Gross Profit Margin %
60.29% 61.12% 59.49% 60.21% 54.94% 56.20%
Operating Income
13.31 10.55 8.08 5.98 4.83 3.63
Operating Margin %
51.20% 50.78% 53.45% 50.04% 47.65% 48.59%
EBIT
13.73 11.00 8.05 5.73 4.59 3.23
EBIT Margin %
52.80% 52.91% 53.20% 47.92% 45.23% 43.21%
EBITDA
14.01 11.24 8.22 5.85 4.70 3.33
EBITDA Margin %
53.90% 54.10% 54.35% 48.94% 46.36% 44.56%
Net Income
10.29 8.36 6.03 4.54 3.59 2.62
Net Profit Margin %
39.59% 40.23% 39.90% 37.92% 35.39% 35.06%
Basic EPS
35.19 28.64 20.71 15.57 12.32 8.99
Diluted EPS
34.96 28.39 20.49 15.57 12.32 8.99
Normalized EPS
35.31 28.78 21.18 16.54 — —
Total Dividends per Share
— — — — — —
Balance Sheet (in Bil, except ratios)
09/30/2024
03/2024
03/2023
03/2022
03/2021
03/2020
Total Assets
128.20 116.89 87.03 63.43 57.94 43.53
Total Liabilities
70.97 64.93 43.63 26.33 34.75 24.09
Total Debt
68.80 63.16 42.47 25.59 34.25 23.64
Total Equity
57.23 51.96 43.40 37.10 23.18 19.45
Cash And Cash Equivalents
12.12 15.34 13.40 6.13 12.67 2.90
Working Capital
122.62 16.33 83.66 5.53 8.65 1.82
Shares Outstanding (Bil)
— — 0.29 0.29 — —
Book Value Per Share
— 175.75 148.94 — — —
Total Debt To Equity
1.20 1.22 0.98 0.69 1.48 1.22
Cash Flow Statement (in Bil, except ratios)
09/30/2024
03/2024
03/2023
03/2022
03/2021
03/2020
Cash From Operating Activities
-19.45 -21.22 -11.23 -2.77 -1.57 -15.23
Cash From Investing Activities
1.32 2.10 1.62 -3.84 1.02 -1.32
Cash From Financing Activities
20.10 21.06 16.88 0.07 10.33 17.25
Capital Expenditures
— 0.22 0.12 0.09 0.03 0.10
Free Cash Flow
— 7.04 6.30 4.93 3.92 2.36
Change in Cash
1.96 1.94 7.27 -6.54 9.77 0.70

Profile

Name (Age)
5-Year Trend
2021
2022
2023
2024
2025
Rangarajan Krishnan (45) Director, Joint Managing Director and Chief Executive Officer — — — — — —
Srikanth Gopalakrishnan (45) Director, Joint Managing Director and Chief Financial Officer — — — — — —
Lakshmipathy Deenadayalan (50) Chairman of the Board and Managing Director — — — — — —
Total Compensation for all Key Executives — — — — — —
Transaction History

Shares in Thousands
0 5 10 15 20 25 30 35 40
>
No Data Available
There is no available information for this investment.
Sep
2023
    • Buy
    • Acquisition
    • Option Exercise
    • Disposition
    • Sell
Transaction Detail
No Data Available
There is no available information for this investment.

Ownership

Name
% Total
Shares Held
% Total
Assets
Trend
Prev. 8 Qtrs
Change Amount
Change %
Date
Fidelity India Focus A-USD 2.34 2.22 6,882,516
-2,873
0.04%
Jan 31, 2025
Wasatch Emerging India Composite Not Rated 1.78 7.45 5,245,164
3,089,686
143.34%
Dec 31, 2024
Wasatch Emerging India Investor 1.78 7.47 5,245,164
3,764,049
254.14%
Dec 31, 2024
HDFC Mid-Cap Opportunities Gr 1.31 0.43 3,859,478
—
—
Feb 28, 2025
GS India Equity I Inc USD 1.22 0.63 3,584,639
140,493
4.08%
Jan 31, 2025
Total (for Top 5) 8.43 24,816,961
6,991,355
More Ownership Data

STOCKS
MUTUAL FUNDS
ADITYABIRLAAXISBajajBANDHANBARODABNPBOICANARADSPEDELWEISSFRANKLINTEMPLETONGROWWHDFCHELIOSHSBCICICIIIFLINVESCOITIJMKOTAKLICMahindraManulifeMIRAEMOTILALNAVINipponNJOldBridgePGIMPPFASQUANTQUANTUMSAMCOSBISHRIRAMSUNDARAMTATATAURUSTrustUNIONUTIWhiteOakZERODHA
INSURANCE FUNDS
ABSLAEGONAGEASFEDERALAVIVABAJAJALLIANZBHARTIAXACANARAHSBCORIENTBANKEDELWEISSTOKIOEXIDEFUTUREGENERALIHDFCICICIPRUDENTIALINDIAFIRSTKOTAKMAHINDRALICMAXLIFEPNBMETLIFEPRAMERICARELIANCENIPPONSAHARASBISHRIRAMSTARUNIONDAI-ICHITATAAIA

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